Shield Yourself With Frictionless Health Essentials
Oak Health provides flexible health coverage
for all travelers to the USA-for leisure,
business,
studies & more!
Tell us about your trip
(18-60 years old)
(Below 18 years)
(60-70 years old)
UID 5909 *T&Cs Apply
Health Concierge Service
Our concierge team helps you find medical facilities, compare procedure costs & schedule non-emergency appointments with patient advocates.
Traveler Medical Insurance with IMG
Your safety net for emergencies, hospital stays & major medical events during your stay in the USA.
Transparent Cash-Pay Options
We leverage medical cost transparency to provide members with upfront cash prices at participating providers, pharmacies, and imaging centers.
30 Years of Expertise Backing
Your Journey.
With IMG Global's three decades of experience in travel health insurance, our policies are tailored to protect you during your travels in America. Travel with peace of mind knowing you're supported by industry veterans.
Your digital ouch-pouch for all your health needs!
Ouch-Pouch is your one-stop, easy-to-use mobile app, giving travelers instant access to their
health access features and benefits
anytime, anywhere when
in USA.
Your health companion on the go! Ouch-Pouch is a user-friendly app that provides travelers with instant access to health features and benefits anytime, anywhere in the USA.
Travel Smart:
Risks & Coverage
We face various problems in our daily lives, but together we can find effective solutions that not only address these issues but also help us grow and learn.
73%
Of travelers to the U.S. are unaware of the country's high healthcare costs.
21%
Only travelers overlook the fine print of their health coverage, leading to gaps.
2.4 Hours
The median time patients spend in emergency rooms nationwide.
$2000-$4000
Average ER visit cost in the U.S. without insurance.
5-10x
Prescription drugs can cost 5–10x more in the U.S. than in many other countries.
Health Concierge service
Our concierge team helps you find medical facilities, compare procedure costs & schedule non-emergency appointments with patient advocates.
Transparent Cash-Pay Options
Get upfront cash prices at participating providers, pharmacies, and imaging centers.
Virtual Urgent Care
Access U.S. doctors anytime, anywhere without long wait times!
Emergency Room Care & Hospitalisation
In partnership with IMG for unexpected emergencies.
Pharmacy Discounts
Save on essential medications at pharmacies like Walgreen & more.
Quick and Interesting Facts
$500+
For basic urgent visits, even for minor issues.
$20,000-$50,000
For emergency medical evacuation within US
96%
U.S. emergency rooms must treat patients but can bill full price later.
Frequently Asked Questions
Frictionless health coverage for every traveler to the USA—because your focus should be on the journey, not medical worries.
What are the health services offered through International Essentials?
using our mobile app, you have access to:
- Unlimited Virtual Urgent Care/ Telemedicine and Virtual Behavioral Master-Level Clinician (24x7x365)
- Discounted pharmacy services along
- Discounted labs & diagnostic services.
- In addition, you get access to other ancillary access to discounted services namely, Dental, Vision, and Hearing
- Along with member-focused Healthcare Navigation, Health Advocacy and other related concierge services.
- Air ambulance services.
On the topic of out of pockets expenses, what is that I owe when I use one of these services?
The great thing about International Essentials does not have members pay for anything extra like co-pay or deductibles with services offered. You only pay the reduced amount you owe (for services like discounted pharmacy, labs and diagnostics) or pre-negotiated rates for other qualifying services like in-person doctor visits etc.,
Is there a limit to using these services ?
No, you can use these services as many times as needed by you and/or your enrolled family members.
Am I covered for emergency room or urgent care visits?
IMG's travel medical insurance provides coverage for Emergency Room visits, Urgent Care, and Hospitalization. ER visits are covered for sudden illnesses or injuries, subject to applicable co-pays and deductibles. In cases requiring hospitalization, coverage includes inpatient services such as room and board, surgeries, and medications, with pre-authorization required for non-emergency treatments. This is an optional add-on service; please ensure you select this coverage to access these benefits.
Reviews
Travel friction-free with Oak Health! Our tailored health coverage for USA visitors ensures seamless care while you enjoy your journey.
I love the preventive care benefits included in the plan. My parents are diabetic when they visit USA , having the prescheduled check-ups and virtual consultations as part of Essentials plan gives me the peace of mind.
Cummings, Georgia
Purchasing OAK Essentials for my parents was an easy decision. The cash price for diagnostic services were great and there was a lot of savings
Noblesville, IN
As someone who frequently travels on work to Texas and NC , I use the telemedicine services (especially during the allergy seasons). It's incredibly convenient and saved me a lot of time and hassle.
Dallas, Texas
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